TTY 711Mon - Fri 8:00 am - 6:00 pm
Deadlines
When you can join, switch or drop coverage, and what each window allows. Save this page for October.
Fixed windows repeat every year. Your Initial Enrollment Period and any Special Enrollment Period depend on your own dates.
7 months around your 65th birthday month
Your first chance to sign up for Parts A and B, Part D and Medicare Advantage. Example shown for a June birthday.
Details about the Initial Enrollment PeriodJanuary 1 to March 31
For people who missed their IEP and have no Special Enrollment Period. Coverage starts the month after you sign up, and late penalties may apply.
Details about the General Enrollment PeriodJanuary 1 to March 31
If you are in an Advantage plan, make one switch to another Advantage plan or back to Original Medicare.
Details about the Medicare Advantage Open EnrollmentOctober 15 to December 7
Anyone on Medicare can change Advantage and Part D plans. New coverage starts January 1.
Details about the Annual Enrollment PeriodAny time a qualifying event happens
Moving, losing employer coverage, qualifying for Medicaid or Extra Help, or a 5-star plan in your area.
Details about the Special Enrollment Periods7 months around your 65th birthday month
You can
Your Medigap Open Enrollment Period begins when Part B starts and you are 65 or older. It lasts six months.
Calculate your IEPOctober 15 to December 7, every year
You can
Changes take effect January 1. Read your Annual Notice of Change in late September first.
How to read your ANOCJanuary 1 to March 31, every year
You can
Only available if you are already in an Advantage plan on January 1. One change per period.
Medicare Advantage guideJanuary 1 to March 31, every year
You can
Coverage starts the first of the month after you enroll. A Part B late penalty of 10 percent per full 12-month delay may apply.
Talk through late enrollmentLife changes can open a window outside the usual dates. These are the ones we see most in Central Indiana.
Eight months to enroll in Part B after employment or group coverage ends, and 63 days for Part D.
A move out of your plan's service area, or to a new area with different plan options, opens a two-month window.
Dual-eligible members and Extra Help recipients can change certain plans once per month.
Switch into a plan rated 5 stars once between December 8 and November 30.
Moving into, living in, or leaving a skilled nursing or long-term care facility.
Your plan leaves Medicare, loses its contract, or a FEMA-declared emergency affects your enrollment.
Tell us your situation and a licensed advisor will confirm your dates and any penalty risk, at no cost.
Licensed in Indiana. TTY 711. Mon - Fri 8:00 am - 6:00 pm
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