Plan guides
Medicare plans, one guide at a time
Six coverage types, each explained with costs, trade-offs and the questions our advisors ask before recommending anything.
All plan guides
Start hereOriginal MedicarePart A hospital insurance and Part B medical insurance, run by the federal government. The foundation every other choice builds on. Any doctor or hospital that accepts Medicare, with cost sharing you should plan for.Read the guide - Medicare AdvantagePart C plans from private carriers that bundle hospital, medical and usually drug coverage.
- Medicare SupplementMedigap policies that pay some or all of the costs Original Medicare leaves behind.
- Part D drug plansStand-alone prescription drug coverage to pair with Original Medicare and a Supplement.
- Special Needs PlansAdvantage plans built for people with Medicaid, chronic conditions or long-term care needs.
- Dental, vision and hearingCoverage for the routine care Original Medicare generally does not pay for.
Which path sounds like you?
Five situations we hear every week, and where our advisors usually start the conversation.
- "I want any doctor who takes Medicare and predictable bills."Original Medicare with a Supplement and Part D
- "My doctors are in a local network and I want extras with a low premium."Medicare Advantage
- "I have Medicare and Indiana Medicaid, or a chronic condition."A Special Needs Plan
- "I am still working with employer coverage at 65."Start with Original Medicare timing rules
- "My Supplement is set, but my prescriptions keep getting pricier."Re-shop your Part D plan
See all three paths in one table
Doctors, premiums, out-of-pocket limits, drugs, extras and travel, compared row by row with sample Central Indiana figures.
Get a clear answer in one call
A licensed Beacon advisor will compare plans against your doctors, prescriptions and budget. No cost, no obligation.
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